Use this calculator to see how a consistent approach to investing can make your money grow. Whether saving for a house, a car, or other special purchase, the savings calculator will help you determine the right amount to save on a regular basis to achieve your goal.

• Instructions
• Disclaimer

	Initial Savings Balance? $ Deposit amount per period? $ Annual Yield? % Deposit interval? Monthly Annually Inflation Rate? % Number of Deposits? Adjust Deposits for Inflation? Yes No

1. Initial savings balance?
   Enter the amount of money you have right now in the initial balance box.

2. Deposit amount per period?
   How much do you plan to save every month or year?

3. Deposit interval?
   If you will be making monthly deposits select the "Monthly" button. For annual deposits, select the "Annually" button.

4. Annual Yield?
   What is your expected rate of return? For stocks or mutual funds you should consult a prospectus. Please be aware that past performance is no guarantee of future performance.

5. Inflation Rate?
   What is the average expected annual inflation rate over the savings period?

6. Adjust deposits for inflation?
   Would you like to increase your deposit amounts to account for inflation over the length of the savings period? Selecting "Yes" will increment the payment each period by the exact amount of inflation. Selecting "No" will make each deposit an equal amount.

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